Guideline Updates

Loan underwriting guidelines are created to manage the evaluation of mortgage qualification.  Guidelines are written by those that purchase loans, such as Fannie Mae and Freddie Mac.  If lenders want to sell their loans to these entities they must follow their guidelines.  Typical guidelines cover Ratio (debts divided into borrower income), Loan-to-Value or LTV (loan amount as a percentage of appraised value), Credit (minimum acceptable score), and many, many more.  You will find guideline updates on this site under the category “Guidelines”.

For questions about guidelines email me at


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